This is an element of your business continuity planning, but is focused on those individuals who are key to your business' success but are not shareholders.

Key people are not always about the key relationship holders in your business (e.g. sales people), what about those who have specialist knowledge about your business? What about those who have specialist skill you rely on?

If key people are not available, how will this effect your front line. How long can your business function without them?

We can address the financial loss of a key person in your business. This could be by providing cover for the loss of revenue, the costs associated with hiring a replacement person to your business and even provision for the cost of that replacement team member.