Like personal debt protection we can arrange cover to take care of this for the business in the event of death, trauma and permanent disablement. These products in the business space are similar to the personal products but with a business flavour.

Ownership and expensing of this cover is an important consideration. You want the money to arrive in the right hands at the right time for the right reasons.

Your accountant is an important contributor when arranging this cover to ensure it is tax efficient.

If you have a member of your team down with one of these conditions would the combined effect of reduced revenue and your debt servicing affect your cash-flow to the point it would impact your ability to conduct business? If so a chat with our team may help put effective plans in place to ensure the impact of this on your business is minimised