Have you contracts of supply in place which have penalties for non delivery or personal guarantees which would be difficult to meet if you lost a key person?

Losing a team member is tough enough to deal with; having financial penalties on top may just break your back or unnecessarily impact your reputation.

A risk you need to consider, if you are vulnerable to penalties or personal guarantees, is losing a team member due to death, trauma or permanent disability and you don't have the resources or skills immediately on hand to fill the gap.

We can help. We can have that conversation now, before it's a problem for you, and put plans and measures in place to minimise the impact of contract penalties and personal guarantees if you lose people in your business.